Get a Loan Modification – Avoid Foreclosure by Modifying Your Mortgage Now!

Posted by webmaster on Jan 27, 2012 in Foreclosure | 0 comments

Are you behind on your mortgage or are you facing foreclosure? Does it scare you that you might not have a place to live for very much longer and you might have to find a place that is not what you are used to? There are ways to save your home and avoid foreclosure if you know what you are doing and what to look for. Here are some tips to help you get loan modification to save your home.

First, you need to know what this is and what you can do to use this type of modification to save your home. You have to meet a few requirements that are pretty easy to meet. Your mortgage, taxes, insurance, and any homeowner dues have to be more than 31% of your gross monthly income combined. This is necessary for you to qualify and you also must be in some sort of financial hardship.

Second, when you get loan modification you are actually getting a new loan with a lower payment and rate that will help you make sure you can make your payments without any issue. This is important and they use your current income and budget to help make sure you will be able to handle your new payment without any issues. This will help you save your home and get back to current. This is why you need to get loan modification on your home.

Last, when you are considering modifying your mortgage you can get a free consultation, which is important because some companies want to charge you thousands just for a consultation. You can actually get it done right online for free. You just fill out a simple little form about yourself and your current mortgage. Then, they will call you the next day or within a couple days to discuss with you what they can do to help you keep your home.

Click Here to discover exactly how to Save your Home from Foreclosure by Modifying your Mortgage!

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For more videos on short sales check out Kevin and Fred on the Short Sale Power Hour. Video for Short Sale Specialists.

Are You Concerned About Tax Ramifications With Your Short Sale?

Posted by webmaster on Jan 25, 2012 in Uncategorized | 0 comments

Hi, my name is Kevin Kauffman. I am part of Group 46:10, one of the nation’s leading short sale and real estate groups based right here in Paradise Valley. Are you struggling to make your mortgage payments or are tired of being underwater on your home loan? We at Group 46:10 can offer you different alternatives to alleviate some of these issues. As one of the premiere short sale businesses in the country, we’ve finalized over 500 short sales in the last 4 years and have a closure rate of over 90%.

I am here today to talk to you a little bit about short sales and tax ramifications. One of the concerns that we hear quite frequently from prospective customers is that they want to short sell their home, but are worried about the taxes they will have to pay after the sale. Perhaps you have heard from other homeowners that have done short sales that there were some tax liabilities and wish to find out more.

The Mortgage Debt Relief Forgiveness Act, which expires at the end of 2012, permits homeowners, such as yourself, to not pay taxes on the forgiven amount if the home is their main residence and the selling price is less than $2.5million. If you are thinking about short selling your house, you need to act quickly because the transaction has to be finalized by the end of the year in order to qualify for The Mortgage Debt Relief Forgiveness Act.

Please call us or fill out the form on our website, group4610shortsale.com, to find out more about this act or if you have questions about your specific situation. If you do not qualify for this act, don’t let that stop you from short selling your house. We have a few other ways to avoid paying taxes as well. A practiced short sale specialist, such as myself and my business partner Fred, can discuss those different options with you.

For more information on short sales and how to avoid foreclosure, visit the Group 46:10 blog or you can also contact the Group 46:10 team and get started today.

Watch Kevin and Fred, Short Sale Specialists, on the Short Sale Power Hour. Video for Short Sale Specialists.

What Are Your Short Sale Choices?

Posted by webmaster on Jan 24, 2012 in Uncategorized | 0 comments

Hi, are you considering a short sale however you are not fairly certain of what your options are? Well, my name is Kevin Kauffman and I’m part of Group 46:10, Paradise Valley’s premiere short sale group and Paradise Valley’s premiere short sale team. I am right here to tell you that you just do have options and I would love to speak to you about them. My team and I have closed over 500 short sales within the last 4 years. We’re here to help you so in case you want any help, whether you’ve got an FHA loan or maybe you’ve got bought a VA loan, we can help. Perhaps you are unsure because there are totally different guidelines around FHA and VA loans in comparison with loans with your typical credit union or with Bank of America or Wells Fargo.

Come to the experts and get a free consultation with us. We’d love to speak to you about what your options are. We have worked with every bank out there. We’ve worked with over 100 banks. We have handled Fannie Mae and Freddie Mac, and FHA and VA, and anyone and everyone in between and we all know that we can assist you.

So please give us a call today. You can reach us at 480-449-6642. You can too fill out a form here on our website. If you happen to’re not on our website, you can go to us at Group4610shortsale.com. Right here you can get your free short sale decision calculator results as well as request an in particular person meeting. We’d love to speak to you about your options and if a short sale is best for you, we would love to assist you. Thanks a lot and have an amazing day.

For more information on short sales and how to avoid foreclosure, visit the Group 46:10 blog or you can also contact the Group 46:10 team and get started today.

Watch Kevin Kauffman and Fred Weaver of Group 46:10, Short Sale Specialists, on the daily Short Sale Power Hour.

Are You Mulling Over Strategic Default?

Posted by webmaster on Jan 23, 2012 in Uncategorized | 0 comments

Hi, have you been thinking about strategic default? My name is Kevin Kauffman and I’m part of Group 46:10, the top short sale team in Paradise Valley. I am here to let you know that you have alternatives if you’re considering strategic default. More specifically I want to talk to you about the actual consequence of strategic default as it pertains to the amount of money that it will take you to do it.

My business partner, Fred, and I have developed a program called the Short Sale Decision Calculator to help people like you determine whether or not a strategic default is right for them. If you click on the link below or visit our website, group4610shortsale.com, it will take you to a website where you will be shown the value of your home and ask you to input your interest rate, the unpaid principal balance on your mortgage and your monthly payment. By inputting this information, we will provide you with a report that will demonstrate how much time it will take for the value of your home and the amount you owe to be the same, as well as how much money it will take to get you to that point. This free report will provide you with the information you need to determine whether or not strategic default is the right choice for you or if you should short sell your home.

Should you determine a short sale is the best decision for you, we would love to help you out. We’ve closed over 500 short sales in the past couple of years and have over a 90% closure rate. Please either visit our website or call us today so we can set up a free consultation. Group 46:10 can help you avoid foreclosure, get out from your underwater mortgage and successfully short sell your home, so please contact us today.

For more information on short sales and how to avoid foreclosure, visit the Group 46:10 blog or you can also contact the Group 46:10 team and get started today.